https://knowhow-now.com/m/articles/browse/categories/personal-financeBrowse Articles By Category: - Personal Finance RSSWed, 29 Jun 2016 11:59:00 +0000Read more]]>Wed, 29 Jun 2016 11:59:00 +0000Read more]]>Mon, 12 Oct 2015 13:58:00 +0000 // Advice Anyone Can Follow To Improve Their Finances Even if you don't care about it, money is important in your life. That is why it is necessary that you do want you can to keep your financial situation under control. This article will give some good ideas on how to get control over your finances.The first thing you need to do is create a budget. To do this you need to determine every area you are spending your money on and how much income you have coming in also. Be sure to include extra income sources such as alimony, rental income, etc. When it comes to money, you want to make sure that what's coming in is higher than what's going out.Totaling up your expenses is the next step in the process. List all of the expenditures in your home each month. The list should be as detailed as possible in tracking every single dollar spent. Remember to put down anything you spend money on, no matter how big or small. Don't forget to factor in the money you spend when eating out. List down not only the expenses on gasoline, but also the insurance and maintenance costs of your car as well. Separate occasional expenses to determine an approximate monthly value. Don't forget small expenses; they add up over time. If you don't write down everything, you will have a difficult time creating an accurate budget.Once you have a solid record of your income and expenditures, it is necessary for you to design a concrete budget. Identify expenses that are not absolutely necessary. Eating out is one of the expenses you could consider eliminating.Reduce your monthly utility bills by upgrading or repairing your home. Purchasing a new dishwasher or washing machine which does not use as much water as your old one can save you a lot of money over time. When it comes to delivering hot water, tank heaters are less efficient than on-demand or inline heaters. Make sure you don't have any leaks in your plumbing. One thing you can do is purchase energy-efficient replacements f... Read more]]>Mon, 12 Oct 2015 13:51:00 +0000Read more]]>Mon, 12 Oct 2015 10:11:00 +0000Read more]]>Mon, 12 Oct 2015 10:11:00 +0000Read more]]>Mon, 12 Oct 2015 10:11:00 +0000Read more]]>Mon, 12 Oct 2015 10:11:00 +0000Read more]]>Wed, 16 Sep 2015 10:11:00 +0000Read more]]>Tue, 09 Jun 2015 12:24:00 +0000Read more]]>Tue, 09 Jun 2015 11:04:00 +0000