In recent times, the markets have been as unpredictable as the weather. That is why it has become difficult for retail investors to make decisions based on observing patterns and other technical analysis. For such customers, investing in fixed deposits only seems smarter. A fixed deposit account essentially helps you to invest fixed amounts in fixed deposits for pre-determined time at a fixed rate. The deposited money cannot be withdrawn until the maturity period is over. Fixed deposit is one of the safer investment products when compared to other riskier avenues like stocks and debentures.

Investment banks provide investors with customized services wherein they make informed decisions on the customers’ behalf to invest their money based upon the investors’ risk-appetite and general profile. They have dedicated fund managers who invest in different invest avenues like stocks, futures, currencies, derivatives, debentures, etc. The fund manager usually decides upon the proper and balanced allotment of their investors’ money into different instruments and sectors to ensure that a dramatic change in any single sector/instrument does not affect the value of the entire portfolio. It is usually advised that one go about investing only in an informed manner. An investment bank can help here, advising the investor depending on their profile, the investment capacity, the risk taking capacity, the time horizon of the investment, etc.

Investment banks also periodically release financial reports and other press releases as a part of their investor relations strategy. These services are aimed at developing a better understanding of the organization in the minds of the investors. In addition to reports, investor relation services also include calculators, historical stock prices, analyst coverage of the trends and stocks to name a few.

Investing is a precise art based on knowledge and one should go about it only in an informed manner.