Travel insurance covers a lot of possibilities like loss of baggage, loss of cash and loss of passport or flight cancellations. Some overseas travel insurance may also cover cancellations in case of terrorist activities or natural disasters in a given area. But while you buy medical insurance, have you given any thought to medical emergencies that could arise as well? Just pause for a moment before you buy that travel insurance online and think over whether that alone is enough.

Travel insurance covers a variety of possibilities, but there are some health hazards that cannot be avoided while travelling. These are what you need to prepare for. When travelling abroad, there are always chances that you’ll need to adjust to the climate, which will no doubt bring with itself some health problems. Health insurance in such cases is a boon. As far as health insurance, India has some companies which offer payments if you are an in-patient at hospitals on your visit, either due to sickness or injury. There are also some companies which offer health insurance India, with packages that offer you complete coverage in case of accidental death or dismemberment anywhere in the world. Other packages may support immunisation requirements, or assist you to get in touch with a physician or arrange for other medical help. Some companies also help you with medical evacuation and repatriation under their travel health insurance.

Remember though, that different companies have different packages for travel insurance, India and abroad. Some of these companies may offer merely travel insurance, without covering all the health points. Other packages may be very specific about what kinds of problems will be covered.

Whatever your package from these different companies say, take care to read the fine print so that you don’t find yourself in the lurch. This will help to ensure that you know exactly where you stand in terms of your travel health insurance. The next time you want to travel, keep in mind that a few of these points may be covered in your travel insurance, but health insurance helps cover ground that your travel insurance doesn’t. There are various companies with different packages that help you with both your health and travel insurance in India and abroad.

Both travel insurance and health insurance help to make your life much easier – you can relax and enjoy your trip with the knowledge that whatever comes, you’re prepared. You just have to make sure that you pick the package that is most suited to your own plans.