fmichaels

  People work to accumulate properties and a good sum of money which they intend to pass on to their heirs when they’re done with their lives. Unfortunately, aging is an expensive phase of life and wi...

More and more people are becoming interested in availing long term care (LTC) insurance. While a lot of them can avail of the service, there is still a great percentage who can’t afford it. But thank...

Out of the72 million baby boomers aged 65 and older who are expected to receive care anytime soon, an estimated 2.3 million will hail from North Carolina. This state’s elderly population is growing by...

Most people work really hard in order to save and be stable. While this is good, the bad part is that a great percentage of them fail to anticipate challenges in their health that often come after ye...

Most of us do not have an idea about what long term care (LTC) is and how it works. While we thought that anyone financially capable can avail it, that’s a mistake that must be corrected. Although th...

As much as we hate to admit it, we’re not getting any younger. Each of us will grow old and in time will not be able to manage the activities of daily living which includes the following: personal hyg...