Knowhow-Now Article
Why Is It So Hard To Get Ahead
Today’s generation fears not that they won’t have something, but that they won’t have everything. Twenty-five percent to 50 percent of purchases are unplanned. What’s the big deal? The average American will retire with only $57,000 to live on.
Debt
Personal debt has increased by 123 percent. Do you know how long it takes to pay off your credit card if you pay only the minimal amount? 20 to 30 years!
Personal debt has increased by 123 percent. Do you know how long it takes to pay off your credit card if you pay only the minimal amount? 20 to 30 years!
Taxes
Most Americans severely overpay their taxes.
Most Americans severely overpay their taxes.
Care for a challenge?
Here’s my personal challenge : Track your expenses for one month. Set your expenses up in categories. Write down every penny you spend. If you don’t want to track your business expenses, do at least your personal expenses (date, what you spent, what you spent it on). This will help you get a really good grasp on how much you’re spending.
Here’s my personal challenge : Track your expenses for one month. Set your expenses up in categories. Write down every penny you spend. If you don’t want to track your business expenses, do at least your personal expenses (date, what you spent, what you spent it on). This will help you get a really good grasp on how much you’re spending.
I spoke with someone recently who has been selling stock to finance his lifestyle. That’s upside down. If you’re selling stuff to support your lifestyle, you’re upside down financially. Live on less than you make, save and invest with the difference. If you’re doing anything else, you’re upside down financially.
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