After an accident happens, you have to fill in a claim form. It's hardly rocket science, whether you're claiming on a minibus insurance policy or not, but some people clearly have problems, as the following true quotes show.

Not a minibus, a full-sized one, caused this claimant to make a lame excuse:

'Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early.'.

That's a good starter but how about this,

'The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind.'

Cleary, this person's knowledge of basic anatomy is suspect.

A minibus can need a little more in the way of stopping distance than a car does, but that doesn't explain this,

'I started to slow down but the traffic was more stationary than I thought.'

Yes - and I think we can all feel for this poor pooch:

'I pulled into a lay-by with smoke coming from under the hood. I realised the car was on fire so took my dog and smothered it with a blanket.'

Of course, minibuses have taken people to petting zoos. While we're in the animal kingdom, we can reflect on accidents involving them:

Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.

This creature sounds a little more intelligent than another cow but the claimant was arguably being unfair:

'A cow wandered into my car. I was afterwards informed that the cow was half-witted.'

Then again, UK domestic animals aren't the only culprits,

'I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bollard.'

Moreover, God's creatures needn't be big to cause difficulties,

'In an attempt to kill a fly, I drove into a telephone pole.'

Back in the vehicular world, is isn't just minibuses that suffer breakdown-type problems,

'On approach to the traffic lights the car in front suddenly broke.'

Did it really? Could be worse,

'I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.'

Ooh Matron! Then there are those pesky vehicles,

'An invisible car came out of nowhere, struck my car and vanished.'

Plus, the talkative ones,

'The indirect cause of the accident was a little guy in a small car with a big mouth.'

Still, we can only pity the poor pedestrian,

'The car in front hit the pedestrian but he got up so I hit him again.'

Or this one,

'A pedestrian hit me and went under my car.'

Sounds like he got it the wrong way round, unlike this one,

'The guy was all over the road. I had to swerve a number of times before I hit him.'

Driver's hours are restricted in a minibus, but not in every vehicle,

'I had been driving for forty years when I fell asleep at the wheel and had an accident.'

Hmm, long shift. The closing quote, however, comes from a court appearance,

Q: What is your date of birth?
A: July 15th
Q: What year?
A: Every year.

About The Author

Louise Slee is a Web Marketer and driving enthusiast for over 25 years, with no penalty points to date! See her articles at <a href="http://www.minibusclub.co.uk">Minibus Club </a>where she imparts some useful driving and travel tips when you are out and about in your <a href="http://www.minibusclub.co.uk/">minibus</a>